Loan Products
 Take
advantage of your credit union's loan solutions for all of your life plans.
We have a full range of low interest loans with flexible repayment terms,
and a hassle-free loan process. Plus, you can apply for a loan anytime
of day or night with our 24-Hour Loan Connection service.
New & Used Vehicle Loans
Take advantage of our low rates, flexible terms, and up to 100% financing
of the actual vehicle cost. You can use this loan to buy a new car, truck,
van, sport utility vehicle, motorcycle, or RV.
Share-Secured Loans
Use the accumulated funds in your Share or Certificate Account to apply
for a loan. You won't have to take the money out of your savings! You
use it to secure the funds that you need while your funds continue to
earn dividends. Save for the future while you take care of today's needs.
Personal Loans
Our Personal Loan is an all-purpose loan solution. You can borrow up to
$10,000 for holiday expenses, a vacation, a special purpose, for emergency
cash, or any reason at all.
Student Loans
We can help you pursue your higher education goals with our Student Loan
through Sally Mae. Finance your college tuition at the credit union.
Business Loans
This is the perfect solution for purchasers of investment properties who
would like an alternative to the high fees, lack of attention and limited
financing options at profit-driven financial institutions.
Credit Restoration and Debt Consolidation Loans
Combine your high-interest bills into one easy-to-handle, low interest
loan. A NY Metro FCU Debt Consolidation Loan gives you the leverage you
need to get credit payments under control, improve your credit rating,
and reduce your monthly payments. Consolidation loans are designed for
your peace of mind.
Overdraft Protection Loan
Borrow up to $5,000 for any reason with our variable rate Overdraft Protection
Loan. Members with a Checking Account in good standing can take advantage
of this flexible loan to make those special purchases, use it for an unexpected
expense and more.
Loan Refinancing Program
When you refinance a loan you have at another financial institution with
us, it could be at a rate that's lower than your current rate! You could
save on interest and possibly reduce your monthly payment!
24-Hour Loan Connection
Apply for a variety of loans anytime, from anywhere. Call from home, work,
or anywhere there's a touch tone phone. Our Loan Connection automated
application service will guide you through the entire process. Call our
FREE Loan Connection service at: 1-800-909-8486.
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